In Partnership with
AfricaPride Insurance Company
as the Underwriters

Lusaka | Suite 2, Block D, Counting House Square, Plot No. 2374, Thabo Mbeki Road Postnet Box 613, P. Bag E891, Zambia 

  • Commercial Insurance Products
  • Personal Insurance Products
  • Specialty Insurance Products
  • Crop Risk Solutions

Access Specialty Insurance Solutions

Specialty Insurance: Advanced Protection for Complex Risks

As your business grows, so does the complexity of your risks. Standard insurance policies may not address the unique and high-stakes exposures you face.Multipurpose Consultancy Limited, provides 

Specialty Insurance Solutions designed for these specific challenges, offering sophisticated protection where you need it most.

Our tailored portfolio includes:

  • Umbrella Liability Insurance: Extends your primary liability coverage limits, providing an essential extra layer of financial protection for catastrophic claims that exceed your underlying policies.

  • Cyber Insurance: Safeguards your digital assets against data breaches, ransomware, and business interruption, covering costs for recovery, legal fees, and regulatory fines.

  • Directors & Officers (D&O) Liability Insurance: Protects the personal assets of your company’s leaders by covering legal costs and damages arising from their managerial decisions and actions.

  • Broadform Liability Insurance: Offers wide-ranging protection for third-party bodily injury and property damage, often with broader terms than standard liability policies.

  • Agricultural Weather Index Insurance: An innovative solution for farmers that uses objective weather data (like rainfall or temperature) to trigger payouts, providing swift financial support to protect yields against adverse conditions.

Why Choose Multipurpose for Specialty Insurance?
We combine deep risk advisory expertise with access to leading insurance markets. Our consultants work closely with you to identify your unique exposures and structure a seamless, comprehensive risk 

management strategy.

Go beyond basic coverage. Secure your ambition with insurance that understands your complexity.

what we offer

Directors & Office Liability Insurance

The decisions made by your company’s leaders drive growth and innovation, but they also carry significant personal risk. Shareholders, regulators, or employees can bring claims against directors and officers for alleged wrongful acts, such as mismanagement, breaches of duty, or regulatory non-compliance.

Multipurpose Consultancy Limited, offers Directors & Officers (D&O) Liability Insurance to protect the personal assets of your leadership team and ensure your company can attract and retain top talent by providing essential protection.

What Does D&O Insurance Cover?

This specialized policy is designed to cover costs associated with defending and settling such claims, including:

  • Legal Defense Costs: Covering high attorney fees and court costs.

  • Settlements and Damages: Financial protection if a judgment or settlement is reached.

  • Regulatory Investigations: Costs related to official investigations by regulatory bodies.

  • Entity Coverage: Can be extended to protect the corporation itself in certain litigation scenarios.

We Are Always Ready to Assist Our Clients

Our Specialty Insurance products
  • Agriculture Insurance Small Holder to Large Scale Farming - Crops and Livestock
  • Broadform Liability
  • Agriculture - Weather Index
  • Umbrealla Liability
  • Renewable Energy - Solar & Windmill
  • Cyber Insurance
  • Directors and Officers Liability
what we offer

Cyber Insurance Solutions

Cyber Insurance: Protecting Your Digital Frontier

In today’s interconnected world, your business’s data and digital operations are among its most critical assets. A single cyber incident—like a data breach, ransomware attack, or system failure—can lead to devastating financial losses, operational disruption, and irreparable damage to your reputation.

Multipurpose Consultancy Limited, offers Cyber Insurance & Risk Advisory Services to shield your business from these modern threats.

We blend expert risk advisory with robust insurance solutions. We help you understand your vulnerabilities and secure a policy that fits your specific operational needs, turning cyber risk from a looming threat into a managed certainty

How We Work With You

Our specialists are ready to provide an analysis of both the systems and ICT infrastructure as a whole to support your organization with technical expertise and software skills to make you a winner.

  • Managing Change through carefully adopting tested frameworks that incorporate relevant information for smart decision making.
  • Help you leverage technology through research that is Customer-focused, relevant and effective. We help you at every stage of growth, developing custom solutions and collaborating with all levels of your organization.
  • Build strong relationships and knowledge base for our customers to understand their capabilities and keep aligned to the business strategy, meeting the industrial and competitive demands.
  • Technical advice and support to our clients to reduce the burden of specialization. by providing specialists and expects in supporting our clients we ensure that our clients focus on their core business to remain relevant and winners in their specific competitive industry.

Agriculture Insurance Small  Holder to Large Scale Farming

At Multipurpose Consultancy Limited, we understand that farming is more than a business—it’s a passion built on resilience and hard work. But nature and markets are unpredictable. That’s why we offer comprehensive Agricultural Insurance solutions, specifically designed to protect your crops and livestock, the very foundation of your operation.

  • Crop Insurance: Secure Your Yield Against the Unpredictable Weather the storms, droughts, and unforeseen climatic events with confidence. Our tailored crop insurance solutions provide a vital safety net, ensuring that your investment and hard work are protected. We help you secure your financial stability by covering losses, so a bad season doesn't have to mean a catastrophic loss.
  • Livestock Insurance: Protect Your Herd, Protect Your Prosperity Your livestock are valuable assets. Our livestock cover strategies are designed to protect against mortality due to disease, accidents, or other covered events. This allows you to manage your risks effectively and focus on growth, knowing your herd is safeguarded.